Over thirty years ago, Congress passed legislation protecting the savings of married couples in need of Medicaid coverage. These protections prevent husbands and wives from bankrupting themselves trying to fund care for their loved ones. They originally required states to…
Individuals with disabilities and special needs are supported by the Americans with Disabilities Act (ADA). More options for individuals and families who support them to live as independently as possible are available. Multiple options are available to create and amend…
When you purchase a home, it includes a legal property transfer from one entity to another. Real estate transactions can become quite complex, especially as the market is ever-evolving with the increased presence of foreign buyers, publicly traded real estate investment trusts…
Every family system must deal with aging, which is something you cannot escape. It can be challenging for adult children to imagine their parents as seniors and to understand and respond to the reality that each parent will age differently.…
The inheritance of assets in a blended family can cause hurt feelings and inequitable distributions, as well as lengthy and expensive court battles. While you cannot legislate from the grave, you can carefully prepare your estate plan, distinctly accounting for…
An annuity is a financial product that pays a fixed amount of money every year throughout the life of the annuitant. Most annuities are deferred, meaning the payout doesn’t occur until a later date. However, you can receive immediate payouts…
Throughout this world, there are constant reports of bad news, causing us stress. It is also common for us to experience stress due to illnesses and injuries. Chronic pain can be especially stressful. So finding ways to release and cope…
Homebuyers are not the only targets. Real estate scams also affect those seeking to refinance their mortgages, sell their homes, buyers or owners of commercial property, and even renters. Con artists are eager to scam at every stage of a…
As your child turns 18 (depending on the state), it may be difficult to comprehend that the child who once depended on you for everything has become an adult overnight. Now they are free to vote, marry, apply for a…