The aging population of America consists increasingly of tech-savvy baby boomers. By 2030 all boomers will have hit 65 years of age, accounting for 18 percent of the US population. This demographic is driving significant and lasting challenges as 10,000…
There is a staggering amount of paperwork to attend to when buying or selling a home, but what key documents do you need to retain long after the purchase or sale? While your agent, title company, and mortgage lender (if…
Almost everyone knows about the probate process, which takes place in probate court after someone passes away, and they are aware that it takes place after someone dies. Unfortunately, fewer people know that it can be a long and complicated…
Technology is changing so quickly today that it can seem overwhelming for even the most tech-savvy individuals to keep up. For many seniors, these changes can be so daunting that they tend to avoid technology altogether. While seniors have increasingly…
As per findings from the US Department of Health and Human Services (HHS), about 70% of retirees in the United States will need some long-term care (LTC). The median cost for such services is expected to range between $53,768 and…
The Medicaid program helps low-income seniors with limited income and assets access healthcare and long-term care. Many seniors believe their only option to qualify for the program is to “spend down” their assets. While this is true in some cases,…
A real estate contract defines the roles and obligations of each party in a property transaction and is legally enforceable. Attachments to the agreement may include clauses and contingencies. Reading and understanding your contract is important, especially paying attention to…
In spite of sounding complex and expensive, probate is simply a standard legal procedure used to formalize how some assets pass from decedents to their chosen heirs or beneficiaries. Even though probate sounds complex and expensive, it is a standard…
Most often, guardianship conjures images of a minor in the care of a designated adult family member or friend. However, you can employ the process to obtain legal rights over elderly or aging adults, usually parents, who are losing their…
It is fairly common for young adults, even those with professional careers at thirty or older, to feel they are too young to plan their estate. Young adults in their twenties and thirties often think they don't own enough to…